Terms and Conditions

Welcome to Credit Jmuna!

These Terms and Conditions (“Terms”) govern your use of the website https://www.creditjmuna.com/. By accessing or using this site, you agree to comply with these Terms. If you do not agree, please discontinue use of the site.


1. Use of Website

  • Credit Jmuna provides articles, guides, and resources focused on retirement planning, early savings, and investments.
  • All content is for informational and educational purposes only.
  • You agree not to misuse the website, including hacking, spreading malware, or violating applicable laws.

2. Intellectual Property

  • All content, including text, graphics, logos, and images on Credit Jmuna, is the property of creditjmuna.com unless otherwise stated.
  • You may not copy, reproduce, or redistribute content without prior written permission.

3. External Links

  • The website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.
  • Clicking on third-party links is at your own risk.

4. Affiliate Disclosure

  • Credit Jmuna may include affiliate links. We may earn a commission if you purchase products or services through our recommendations, at no extra cost to you.

5. Disclaimer

  • Information provided on Credit Jmuna is based on research and personal experience.
  • We do not guarantee the accuracy, completeness, or reliability of the information.
  • Credit Jmuna is not liable for any losses, damages, or issues arising from the use of the website or reliance on its content.

6. Limitation of Liability

  • To the maximum extent permitted by law, Credit Jmuna shall not be held responsible for any direct, indirect, or incidental damages arising from your use of the website.

7. Changes to Terms

  • We may update or modify these Terms at any time. Updates will be effective immediately upon posting. Continued use of the site indicates acceptance of the updated terms.

8. Governing Law

  • These Terms are governed by and construed in accordance with international online business laws.

9. Contact Us

For questions about these Terms & Conditions, please contact us at:
📧 info@creditjmuna.com

Last Updated: September 2025